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That was the day I went from being "surviving financially" to "broke financially". The story was, I needed some new clothes for my wedding, work, etc, and the last time I actually went clothes shopping was like a hundred years ago. One fine weekend, I went with my future wife to Sungai Wang Plaza to do exactly that, clothes shopping. The Orlando shop was located in Sungai Wang, a quiet little unassuming shop. Little did I know this shop was going to take hundreds of my hard earned cash. Ouch. Orlando Boutique at Sungai Wang Plaza I was impressed with the quality of the shirts. The price wasn't very cheap but that's what you get for quality, I suppose. Well, one thing led to another, and I ended up forking out close to RM660 for everything. Mind you, this figure was after discounts. And to think I just wanted to get 1 or 2 clothes for myself. Below were all the items we got that day, inclusive of 2 gifts (1 set box of Orlando pen, belt, and wallet, ...

End of last year, 2010 I was getting quite depressed over my Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) Repayment. If you were to check out that link, you'll notice I owe them RM75k already, an increase of RM11k from my initial debt of RM64k. It's not I don't pay back at all, it's just that I was not paying back regularly. At that time, I made it a point to apply for the interest change to PTPTN. A 1% interest rate is definately better than 3%, that's a reduction of 2%!. Initially when I took up this loan in 1999 it was at 4%. I submitted the application mid of last month, and was pleasantly surprised when PTPTN sent me an email yesterday confirming that they have already changed my interest rate. Sweet. Email confirmation So for those that have not applied for the rate adjustment, you could do it now. But bear in mind, from what I heard, PTPTN may start auto cut from our monthly salaries very soon.

It's a brand new day in a brand new year ! I woke up today to a pain in my gums around my lower right wisdom tooth. I realized soon that my gums were swollen and covered up nearly half of my wisdom tooth, stopping me from clamping my teeth down without considerable pain. It didn't stop me from going to work though. Before heading to work, I brushed my teeth taking special care not to aggravate the affected area. Then I rinsed it thoroughly with my trusty Listerine . It didn't really bring down the swelling though. At around 4pm, I decided to pay a visit to the company doctor because the pain was getting really uncomfortable. As expected, the doctor could not identify the actual cause for the swelling, I should have paid a visit to the dentist instead. My thoughts were it was most likely caused by the heat. Happened to me before for the gums around my other wisdom teeths. Anyway, the doc prescribed some painkillers which I do not plan to take and this cute little tube th...